Pambansang Pabahay Para sa Pilipino Housing (4PH) Program


The Social Housing Finance Corporation (SHFC) plays a key role in the implementation of the Pambansang Pabahay Para sa Pilipino Housing Program, the nation’s flagship housing program under President Ferdinand R. Marcos, Jr..

As a key shelter agency attached to the Department of Human Settlements and Urban Development (DHSUD), SHFC is mandated to provide socialized housing financing solutions to low-income families in the informal and formal sectors.


Who Can Apply:

Individuals who are employed in government agencies or institutions, private firms or companies; or those who come from the formal and informal sectors are all welcome to apply. Particularly, to qualify for 4PH under SHFC, applicants must meet the following criteria:

A. Membership in a Community Association (CA)

  • Applicants must be members of a Community Association registered with the Department of Human Settlements and Urban Development (DHSUD) or any government agency.
  • The CA must represent families in need of housing, including those living in danger zones, affected by government infrastructure projects, court-ordered demolitions, disasters, or calamities, and those from specific sectors requiring resettlement assistance.

B. Applicant Qualifications:

  • Must be a Filipino citizen aged 18 to 65 years old at the time of loan application AND approval.
  • Must not have availed of any government housing programs.
  • Must not own any real property (land or building).
  • Must not be a professional squatter or involved in squatting syndicates.

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